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Join date: May 12, 2022
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If you have a property you just cannot wait for and need to put an offer on but don't qualify for traditional mortgages, here you can go for a Non QM Loans. These scenarios don't meet federal standards for qualifies mortgages and so Lenders have created special loan products that help such borrowers achieve their homeownership dreams. Non-Quallified loans have different underwriting guidelines as compared to conventional loans. They still have to follow regulatory guidelines when it comes to borrowers’ Ability to Repay (ATR).

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